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Response to queries: Deferral of joint account and direct to consumer obligations Follow



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    Paula Ferrando

    Hi Jarryd, 

    Thank you for the notification. Can I just confirm my understanding that ALL Joint Account requirements for CDR2 are deferred until such time that the Treasury & the ACCC confirm the date of when Joint Accounts is required to be implemented?

    Many thanks,

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    Hi Paula Ferrando,

    In regards to your question, I consulted the Treasury Rules Team and received the following response:

    As the above article references, Major ADIs Must continue sharing joint account data under version 1 of the rules. All joint account requirements that would have applied to Major ADIs and Non-major ADIs under version 2 of the rules from 1 November will be deferred, with the new date to be set by the Minister after consultation.



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