[ARCHIVE] Values for termDeposit in BankingAccountDetailV2 response

Archived 2024-06-04. This content has been moved to CDS Guide, Guidance on Term Deposit.

Question

In the BankingAccountDetailV2 response, if the termDeposit is already closed or matured, then are values required for maturityAmount and maturityDate? 

 

Answer

According to the BankingTermDepositAccount schema, for termDeposit the maturityAmount is optional. If there is no amount on maturity or it is closed then this does not need to be provided. However, maturityDate is mandatory and can be set to the date the term deposit matured.

The DH could omit the termDeposit and specificAccountUType fields from the response altogether, as they are classified as conditional and optional respectively in the BankingAccountDetailV2 schema.