For the Banking sector, the "Withdrawal: Secondary User Instruction" obligation is noted for 1 Feb 2022. Is this obligation deferred to 1 November 2022?
The standards are effective from 1 February 2022, but the rules do not require the non-majors to implement the relevant functionality until 1 November 2022.
The same logic applies to all standards as the rules phasing takes precedence.
Another example is the Energy sector. The same secondary user standard applies to energy sector data holders, but energy are not required to implement until late 2022. Secondary user functionality follows for energy in 2023.