No. A consumer is considered an 'eligible CDR consumer' if they meet the requirements set out in rule 1.10B and the eligibility criteria specific to the relevant sector. These provisions are not concerned with whether data sharing obligations have commenced in relation to a person’s account.
For example, in the banking sector, a person who has a closed account and an open joint account that can be accessed online will be eligible in relation to the data holder even if data sharing obligations have not commenced in relation to the joint account.
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