Bank Brands without Products

A Banking Data Holder may have brands for which there are no publicly offered products. In this case, a Data Holder must still maintain PRD (Product Reference Data) end points, and must return a valid response when the end points are called.

The Get Products API should return a valid response, following the BankingProductListV2 schema, with an empty products array.

The Get Product Detail API should return a valid response. As there is no product matching any productId, the appropriate response is a 404 Not Found error. See Get Product Detail, Responses, 404.

These are unauthenticated end points and should support CORS, as specified in CDS Guide, CORS support.

See also:

• ACCC: Compliance guide for data holders - banking sector
• CDR support portal: Guidance for data holders - assessing whether a product is in scope for CDR
• CDR Rules, main section, Part 1, Subdivision 1.4.2, Services for making requests under these rules
• CDR Rules, main section, Part 2, 2.5 Refusal to disclose required product in response to product data request