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[ARCHIVE] Voluntary Product Data Follow

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4 comments

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    James Bligh

    Nils' interpretation is correct.

    Required data is the data that is designated (which are the fields in the standards).  Voluntary data is extension that bank may wish to make available to improve customer value or even to monetise.

    As this data is entirely discretionary no standard can be made for it by the DSB.

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    CGray

    It would be helpful if the items in all the product data schemas that are "Required Product data" were labelled as such. 

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    Nils

    I don't think there are any 'Voluntary' items defined in the current CDS schemas, which would mean that all fields are 'Required product data', subject to being mandatory or optional in the payload as detailed in the answer above (mandatory must be non-null and present in the payload, optional may be null or not present where the item is not applicable or not available.)

    More details for reference -
    https://consumerdatastandardsaustralia.github.io/standards/#mandatory-optional-fields
    https://consumerdatastandardsaustralia.github.io/standards/#empty-null-fields

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    CGray

    I agree however it appears not everyone has interpreted it his way.

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