What is the relationship between the Consumer Data Right and Open Data?
An ‘open’ dataset is one which is published on the Web and licensed for anyone to access, use and share. Typically only non-personal data will be licensed as open data. Open datasets are published by both government and private sector organisations. In Australia, a range of federal, state and local government data about the environment, weather, agriculture, buildings and the functions of government itself are available on data.gov.au.
While ‘open banking’ is commonly used to describe the facilitation of access to data via APIs in the banking sector, only a small portion of data within the scope of the CDR regime is in fact, open data: generic product information. The focus of the CDR is personal information a consumer consents to sharing between the organisation holding that data and an accredited third party. This data is not openly licensed or published on the web.