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Revised joint account implementation guidance Follow


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    Karen Yin

    Hi there,

    The example in scenario 7 specifies:
    If Candice indicates the same disclosure option, Easy Credit Union must:
    • from the date and time of the co-approval option being indicated by Candice, reinstate all sharing from Perry and Candice’s joint account where authorisations are still current
    • update the disclosure option management service accordingly.

    Point 9.13 also specifies:
    Where data holders reinstate sharing after a disclosure option has been amended, the disclosure option management service and consumer dashboard will provide consumers with an overview of sharing arrangements in place.

    Are these scenarios regulated by CDR Rules? Can ACCC please confirm the following:

    1. Is it a 'must' requirement for data holders to reinstate sharing on an existing authorisation, after a disclosure option has been amended (from pre-approval -> non-disclosure -> back to pre-approval)?

    2. Is 9.13 a 'must' requirement?

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