BankingAccount nickname, productName and displayName fields

Question

As a Data Holder (DH), we determine the display name for online channels as follows:

• if customer has given a Nickname to the account, only the Nickname is displayed,
• else if no Nickname has been given, the Product Name is displayed.

In the CDS BankingAccount schema, should we follow the same logic for the displayName property?

For the productName property, we can use the generic type name, such as "Term Deposit", or the internal product number, such as "2089".

Is there a standard or convention that specifies how the displayName field depends on productName and nickname?

Answer

The contents of the productName field is at the discretion of the data holder.

The productName value is intended to be unique for the model or type of product.

The productName field can hold any identifier that the DH wishes to provide for the product, in any format. It is not expected to be displayable.

The displayNameis the name that the DH would use for display purposes in other digital channels. The contents of this field is at the discretion of the DH. The logic you describe for your online channels is appropriate.

See

• CDS BankingAccount schema