Guidance on the BankingInternationalPayee schema

The BankingInternationalPayee schema BeneficiaryDetails message field contains the payment message or reference entered during payee creation.

The SWIFT BIC value appears in the BankingInternationalPayee schema BeneficiaryBankBIC field. If no ISO 17442 LegalEntity ID is available, the legalEntityIdentifier field can be blank.

Note that these fields are optional and designed to capture a beneficiary that may be used for a variety of international payment flows such as NEFT and RTGS.  It is not expected that every field is captured or returned.

See CDS Normative references for SWIFT BIC, NEFT, RTGS.