Rob Avery
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Activity overview
Latest activity by Rob Avery-
Rob Avery created an article,
Obligations for foreign entities
Question This question concerns companies that are entering the Australian market and providing services to Australian financial institutions. In their work, they may hold or process some data held...
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Rob Avery created an article,
Sharing product reference data
Question How do I, as a data holder, share product reference data? Do I need to registeron the Consumer Data Right Register to do so? Answer A data holder is required to share product reference dat...
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Rob Avery created an article,
Concurrent consent
Question CDR Rule 4.5 states that a data holder must ask the eligible CDR consumer to authorise disclosure This rule applies if:(a) a data holder receives a consumer data request under this Part; a...
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Rob Avery created an article,
Liability for disclosed data
Question Is it clear who is liable for a data holder's customers' data once it has been disclosed to an accredited data recipient (ADR)? In the Consumer Data Right (CDR) FAQs there is the statement...
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Rob Avery created an article,
Offline accounts
Questions Can a consumer share data from an account that is not set up for online banking (i.e. an 'offline' account)? Do products that are not available for online banking have to be shared unde...
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Rob Avery created an article,
What are the mandatory test phases for non-major banks?
Question Please confirm the list of mandatory test phases for non-major banks obliged to commence consumer data sharing in Mid-2021? It was announced in the CDR Implementation Call on 8 October 20...
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Rob Avery created an article,
Holding Day definition
Question Where is the location of this the latest 'Holding Day' definition so that I may read more? The extent of any historic calls is limited by the Consumer Data Right Legislation. It is referre...
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Rob Avery created an article,
Direct request service standards
Question Is there a timeline for (banking) data holder's direct request service standards? Answer The ACCC has granted exemptions from direct to consumer obligations until 1 November 2021, as refer...
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Rob Avery created an article,
Joint Account Guidance: Account and Transaction Data Clarification
Question The compulsory requirements for account & transaction data on Phase 1 & 2 products, specifically for Joint Accounts. The understanding is the ACCC provided the Joint Account Guidance wher...
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Rob Avery created an article,
Security breach and fraud notification
Question In the case of a fraud or data security event, how do ADRs communicate with other Consumer Data Right participants, including the ACCC? Is there any obligation on the ADR in these circumst...