What is the difference between
TRANSFER_INCOMING and a
PAYMENT. For example, is a
TRANSFER_INCOMING or a
TRANSFER_INCOMINGrepresents a transfer payment into an account owned by the consumer. Hence a
TRANSFER_OUTGOINGrepresents a payment to another account.
PAYMENTrepresents an outgoing payment like a BPAY payment or credit card merchant payment. A
PAYMENTshould not be incoming.
The difference between
PAYMENT could at times be arbitrary and is therefore at the discretion of the Data Holder.