Question
The isOwned
attribute in the BankingAccount schema is defined to be true
if the customer associated with the authorisation is an owner of the account.
For a Credit Card account, where one customer is an account holder, and the second customer is an additional card holder for the same credit card, should the value for isOwned
be true
or false
for the additional card holder?
Answer
This is up to the Data Holder. The intent of the isOwned
flag is to indicate that the sharing account is a primary account holder. If an additional card holder is able to share the account, but is not considered a primary account holder, then the value for the additional card holder should be false
.
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